Find out what you can afford before you start shopping.
Get a personalized payment estimate and financing options in less than 30 seconds. No hard credit pull required.
What could your payment look like?
Get a personalized estimate in less than 30 seconds.
- No hard credit pull
- Results in under 30 seconds
- Pre-approval in 24 hours
- Direct access to Brian — no call centers
Born and raised here. This is my home too.
Born and raised in Southern California, I help buyers and homeowners navigate one of the most competitive housing markets in the country. I didn't move here to do mortgages — I grew up in these neighborhoods and understand these markets from the inside out.
Through my lending team at Watermark Capital, we have access to mortgage solutions in 45 states, allowing us to help clients whether they're buying locally or relocating across the country.
Based in Southern California, licensed to lend in 45 states.
I work for you, not a bank. That means more lender options, more flexible programs, and someone who actually picks up the phone.
Free Mortgage Planning Tools
Know where you stand before you apply. Explore your options on your own time. No pressure. No hard credit pull.
Buy Before You Sell
Compare bridge loans, equity programs, and traditional options to buy your next home before selling your current one.
Explore optionsSelf-Employed Borrowing Power
Estimate what you may qualify for using bank statements, P&L, and asset-based programs.
See my optionsMy Home Plan™
Get a personalized readiness score and action plan to reach your homeownership goals faster.
Build my planMy VA Loan Plan™
See how much home your VA benefit can buy and build your zero-down strategy.
Build my VA planGetting a mortgage shouldn't be complicated.
Free 15-min call
Talk through your goals and situation. No forms, no commitments — just a real conversation.
Explore your options
Brian runs the numbers across multiple lenders to find the right fit — rate, terms, and structure.
Pre-approval letter
Usually within 24 hours. Gives you real negotiating power in a competitive SoCal market.
Close with confidence
Stay supported through underwriting, appraisal, and closing — every step of the way.
A program for every buyer.
Brian works with dozens of lenders to match you with the right loan — not just the easiest one to sell.
Conventional
Down as low as 3%
FHA loans
Flexible credit requirements
VA loans
$0 down for veterans
Jumbo loans
Higher-priced SoCal properties
Bank statement
Qualify on your deposits
Refinance
Lower rate or tap equity
What clients are saying.
Real feedback from buyers and homeowners I've helped.
"Brian made the mortgage process simple and stress-free. He explained every option clearly and helped me feel confident in my decision. I couldn't recommend him more highly."
"I first worked with Brian in 2022 for my first home. Now in 2025, he helped me again with a conventional loan — getting me the lowest interest rate versus many other online and brick-and-mortar lenders, with the best closing costs. I rate Brian five out of five."
"I first worked with Brian on my mortgage in 2019, and when I needed a new one in 2025 I was delighted to find he was still available and as reliable as ever. He completely eliminates the stress from the mortgage process. Nice to work with and very knowledgeable."
Reviews are provided for informational purposes only. Individual experiences may vary.
Ready to find out what you qualify for?
Start your application online, or book a free 15-minute call with Brian. No hard credit pull, no commitment.